PRICING
Everything essential is included on Free. Pro adds the features power users ask for: multi-city comparisons, unlimited scenarios, data export, and Receipt OCR. Cancel anytime.
$0 included
A real starter plan for core shift-worker cash-flow decisions.
$8 /mo
14-day free trial. Cancel anytime.
WHAT BETA TESTERS ARE SAYING
“I almost paid my car insurance twice last month — it was sitting in my 'autopay' folder and my brain had already logged it. Viably flagged it the morning of payday, which saved the payment and my credit score.”
Composite stories from beta-tester interviews, edited for length. Names changed.
Cancel anytime
One tap. Keep Pro to end of cycle.
No data resale
We charge $8, not your data.
Open methodology
Stripe-secured
Same checkout as Notion, Substack, GitHub.
WHAT YOU ARE ACTUALLY PAYING FOR
Most personal-finance apps either ignore cost-of-living entirely or use a single static metro index. Viably re-pulls HUD FMR, BEA RPP, BLS CPI, Census ACS, USDA Food Plans, EIA energy data, and KFF / CMS marketplace premiums on controlled refresh cycles so your viability model can show source vintage, granularity, fallback path, and confidence instead of hiding behind a static national-average calculator.
Read the full methodologyBest first upgrade
Compare overtime, rent moves, and bill timing before you commit to a week that may not pencil out.
Fastest saved time
Less typing, better records, cleaner tax and reimbursement handoff when the month gets messy.
Why it converts
Pro is priced below the value of catching one uncovered bill, unnecessary shift, or move that does not survive the math.
Cancel anytime?
Yes. One tap from Settings → Billing. You keep Pro access until the end of the billing period.
What happens after the trial?
After 14 days you're charged $8/month. We email a reminder 3 days before.
Is my data safe if I downgrade?
Nothing is deleted. You'll just lose access to Pro-only features until you re-subscribe.
Do you sell my data?
No. Never. We don't resell, broker, or share your financial inputs with advertisers or data brokers. Your paycheck data is yours.
Is my income data encrypted?
Yes. All data is encrypted in transit (TLS) and at rest (AES-256). Authentication uses industry-standard JWT + bcrypt at OWASP-recommended cost.
Why $8 when Mint was free?
Mint sold your transaction data to advertisers and closed in 2024. We charge $8/mo instead of reselling you. That's the whole model.